House Proceeding 05-04-09 on May 4th, 2009 :: 0:05:25 to 0:06:25
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0:05:22 to 0:05:43( Edit History Discussion )

Joe Baca: the lacrosse team. outstanding academic and communication skills and have bright futures ahead of them. congratulations to all of them on this outstanding accomplishment. i yield. the speaker pro tempore: the gentleman's time has expired. for what purpose does th gentleman from california rise? >> i ask unanimous consent to address the house for one minu

0:05:25 to 0:06:25( Edit History Discussion )
Speech By: Joe Baca

0:05:44 to 0:06:04( Edit History Discussion )

Joe Baca: the speaker pro tempore: without objection. mr. baca: mr. speaker, i stand in support of h.r. 1728, the mortgage reform and anti-predatory lending act. this bill will ensure that mortgage lenders make loans that benefit consumers and prohibit them from starring the bars into high costs and we know thempact it has on our nation and many individuals that lost their home. in addition, this bill

0:06:05 to 0:06:25( Edit History Discussion )

Joe Baca: encourages the market to move back towards making fixed rates fully documented loans. this legislation also prevents predatory and abusive lending practices, hosts creditors responsible for loans they originated, and protects tenants who ran homes that go into foreclosure. i ask you to support this